Loan Application Checklist

Wondering how to get started in the loan process? Below is a list of files and documents you should start collecting in order to get ready for your loan. We’ve also compiled a list of steps to take once you’re ready.

At any point if you have any questions or concerns, reach out to your loan officer or call 877-793-9362


  • Contract for Purchase
  • Contract for sale (If Applicable)
  • Last 2 Years W-2’s and Tax Returns, ­ All Schedules
  • Last 30 Days Paystubs
  • Last 2 Months Bank Statements, All Pages
  • Loan Payment Information (Car, Boat, etc.)
  • Divorce Decree (If Applicable)
  • Evidence of Alimony or Child Support (If Applicable)
  • Earnest Money Deposit Receipt
  • Attorney/Realtor Phone Numbers and Addresses
  • Business Tax Returns and Certified P & L Statements if Self Employed
  • Application Fee
  • Drivers License and Social Security Card (if FHA)

Next Steps

  • Start gathering documents listed above
  • Choose a Loan Officer
  • Educate yourself – our blog and mortgage glossary are great resources to get you started
  • Decide on a loan type
  • Learn about the underwrite process