Mortgage 101: How to Improve Your Credit Score
If you have applied for any type of loan in the past, you know that your credit score determines a large part of your eligibility for approval. Lenders use your credit score as a numerical indication of your financial responsibility. Your credit score can determine your interest rate, the amount you are approved to borrow, […]
What Factors Affect Your Credit Score
Your credit score is a number lenders use to determine the risk of lending to you. Credit card companies, auto dealerships and mortgage bankers are a few of the type of institutions that will assess your credit score before deciding if and how much they are willing to lend you and at what interest rate. […]
Tax Benefits of Homeownership
Owning your own home allows you to create a stable living environment for your family, personalize your living space and build equity. With tax season around the corner, homeowners can argue that the tax benefits are one of the biggest perks of owning their own property. Interest & Points When looking at an amortization schedule […]
How to Calculate Property Taxes
Property taxes can drastically change your monthly mortgage payment depending on where you decide to buy a home. What’s more, these taxes can be very confusing for many homeowners. To understand how much property tax you should be paying, you need to have an awareness of how your property is valued and how the taxes […]