Together, we can help you find answers to your mortgage questions. Whether you are looking to buy your first home, downsize or upgrade, or refinance, our St. Charles, IL mortgage company wants to talk to you. Now is the perfect time to secure those low interest rates and purchase the home of your dreams.
Why should you work with our St. Charles, IL mortgage lender? What makes things so different from one mortgage loan company to another? Do you worry that all mortgage lending companies are all the same, or are there things that set them apart?
When it comes to mortgage financing, you have options. Not every mortgage lender can, or will, offer you the same products and services. Our St. Charles, IL mortgage loan experts will work with you to find you the perfect loan for you. Everyone is unique, with specific needs and wants, and that is where we come in.
At Compass Mortgage, we do not see our customers as numbers generating paperwork. For us, it is all about making personal connections, and we believe in the value of keeping those connections for years to come.
One of life’s greatest pleasures is being a homeowner. One of the best ways to do that is by putting your trust in an experienced St. Charles lending company. Once you contact us, and we know what you need, we will walk you through every step of the loan process. From pre-qualification to pre-approval, all the way to your closing date. We partner with you to find you the right mortgage loan for your needs.
If rates are low, you do not want to miss your opportunity to get on board with a great loan or refinance.
Buying Your First Home: This is an exciting time for you. There is so much to know, from knowing your credit scores, to financing options. Our mortgages are diverse and made for every client we have. We will also show you why being a homeowner is so much more beneficial than renting.
Downsizing or Upgrading: Perhaps you need a bigger home, or you want to downsize to one that is smaller. We help you to explore all the reasons for your next home move and show you where your finances can take you now. Lifestyle changes are always exciting, and we make it simple and easy to move on.
Refinancing: It is worth it to find out if now is the time to refinance if your mortgage is currently at a higher rate. With our help, we will show you the different ways you can refinance and determine a refinance goal that is just right for you.
Mortgage loans are many and each has specific qualifications attached to them. Some of the loans we offer are as follows.
A conventional loan is just right for those with good credit scores and a stable employment history. Especially if you are planning on buying a home for the long term, a traditional fixed-rate mortgage offers you some of the lowest interest rates you will find. In addition, you will enjoy low closing costs and 15-year, 20-year, and 30-year options. Because your monthly mortgage payment never changes, you know just what to budget for.
It used to be you had to save money for years to have enough for a down payment. Not so anymore. With an FHA loan, you have low down payment options, while still maintaining great interest rates. FHA loans are government-backed loans, and you can take the option of a 15-year or a 30-year repayment plan.
We love our veterans for giving their all for our country, and VA loans are designed for every member of the military, whether you are serving now or are a veteran. With no money down options and low interest rates, VA loans are backed by the US Department of Veterans Affairs.
Adjustable-rate mortgages are a great way to save you money in the short term and gives you a chance to solidify your finances as you go. There are different types of ARMs, all with competitive interest rates and low closing costs. Our St. Charles, IL mortgage financing experts will show you how an adjustable-rate mortgage can work for you.
Do not wait another day. Now is the time to get your lowest interest rate with a loan that works for you. Our St. Charles, IL mortgage loan professionals work with buyers and sellers every day to secure them the right loan for them. Contact the Compass Mortgage team so they can go to work for you today.