Turn Your Student Loans Into Home Ownership

Get up to $40,000 in student loan debt relief when you buy your home in Illinois

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Introducing IHDA SmartBuy

Student Loan Relief

Get up to $40,000 in student loan assistance to completely pay off your student debt when you buy a home

Down Payment Help

Receive $5,000 in down payment and closing cost assistance to help make homeownership more affordable

What's in this article?

Get up to $40,000 in student loan debt relief when you buy your home in Illinois
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Introducing IHDA SmartBuy
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Student Loan Relief
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Down Payment Help
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30-Year Fixed Rate
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How SmartBuy Works
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Get Started
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30-Year Fixed Rate

Get a safe, affordable 30-year fixed-rate mortgage with competitive interest rates

How SmartBuy Works

You May Qualify If You:
  • Have student loan debt ($1,000 minimum)
  • Have a minimum credit score of 640
  • Plan to buy a home in Illinois
  • Meet income and purchase price limits for your area

Success Stories

SmartBuy helped me erase $27,000 in student debt to buy my dream house in Chicago where I plan to start my family.
Dario24, Chicago
With $40,000 of my student loans forgiven, I was able to afford homes I previously thought were out of range.
Daylan26, Edwardsville
Source: Empowering New Buyers

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