Port St. Lucie, FL Mortgage Loans

Mortgage Loan Company in Port St. Lucie FL

There is one thing that we are committed to above all else. We want everyone to know the joys of homeownership and we strive to make that a reality for our clients. Our Port St. Lucie, FL mortgage company has a team of experts that can help you there as well.

At Compass Mortgage, we love helping all our customers with our expertise. We offer an array of mortgage options from conventional loans, VA loans, FHA loans, and so much more. Whether you are looking for that very first home, upgrading or downsizing, or want to refinance, our Port St. Lucie, FL mortgage financing experts are waiting to hear from you.

You know that applying for a mortgage loan is probably the biggest venture of your life. Because of that, you want the attention it deserves, from the professionals who know best. Our entire team will guide you through the mortgage loan process, step-by-step, until you are sitting at the closing table with us.

Not all mortgage lending companies in Port St. Lucie offer you the same things. Contact us today if you have been turned down already or do not think you will qualify for a loan. Let us speak to you about your finances and how we can recommend a mortgage loan that will work for you. We believe that every loan should be based on your needs.

What Can We Help You With?

Before you even look, it is important to know about the different types of home mortgage loans available. At Compass Mortgage, we help you with a variety of home loan to help you select the best mortgage loan for your financial needs.

Purchasing Your First Home 

Buying your first home can be an exciting time. When you contact our Port St. Lucie, FL mortgage company, we will talk to you about getting pre-approved, what financing options are best for you, how the mortgage process will unfold, and why being a homeowner is much more beneficial than renting. We understand how your first home is so much more than just your credit scores.

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Upgrading or Downsizing to Something More Suitable Working with a Port St. Lucie Mortgage Loan Professional

You may be looking to buy a larger home or downsize to a more suitable one now that your children have left the nest. Whatever your reasons, our Port St. Lucie, FL mortgage experts can show you what affordability you have now, and how your lifestyle changes can benefit from what you do next.

Refinancing for a Better Rate

You may not be looking to move at all, only needing some cash from your home’s equity. We work with you to get you the right loan for your refinancing needs, whether that is switching from an adjustable-rate mortgage to a fixed-rate one, or just getting you lower monthly mortgage payments. With mortgage loan rates at unprecedented lows in Port St. Lucie, FL, this is the time to look at refinancing your mortgage.

Types of Mortgage Home Loans in Port St. Lucie FL

Conventional LoansConventional mortgage loans are the most popular mortgage loan type we offer. If you have good credit and a steady work history, you can lock in a great low rate for a 15-year or 30-year mortgage. You can purchase your primary home, second home, or even an investment property. Because the rate is fixed on most conventional loans, you will always know what your monthly payment is.

FHA LoansFHA loans are insured by the Federal Housing Administration and are a great alternative for people with less-than-perfect credit. If interest rates are very low, your down payment can be as well. Let our mortgage financing team in Port St. Lucie find the best FHA loan for your needs.

VA LoansVA loans are guaranteed by the US Department of Veterans Affairs, and they are offered to all those who currently serve, or have served, in the armed forces. With a VA loan, you can purchase a home with no money down and with very low interest rates.

ARMsAdjustable-rate mortgages are a great alternative for a mortgage loan. With an adjustable rate, your monthly payment will remain fixed for a specific period, say 5 years. After that, your mortgage lender will adjust the interest rate according to current market trends.

With so much to know about a Port St. Lucie, FL mortgage loan, you do not want to go it alone. Our team of experts can show you the entire mortgage process, including:

  • Pre-approval
  • Finding the right home and making an offer
  • Application and other documentation
  • Inspection and appraisal
  • Approval from your lender
  • Receiving a clear-to-close loan approval
  • Scheduling a closing date
  • Signing on the dotted line and move in!

It used to be applying for a mortgage loan was a scary thing. Some mortgage finance companies in Port St. Lucie FL may still make it seem so. Not us. Our technology and online access for you to your mortgage loan, will have you looking forward to a closing date quicker than you can say, “I’m home!” Get the home you deserve. Contact Compass Mortgage today.