*Must state MERSC affiliation at first contact. Fees waived at successful closing. Credit valid through Sam Capistrant for applications submitted after 1/30/2019 and prior to 1/30/2020. Coupon/Credit must be presented/mentioned at time of application. $1,000 credit will be applied at time of closing and is factored into the rate and APR. Applicant subject to credit approval. If loan does not close for any reason, costs will not be refunded. This offer and/or receipt of application does not represent an approval for financing or interest rate guarantee. This coupon cannot be redeemed for cash/has no cash value. Restrictions may apply; contact Compass Mortgage for current rates or more information. **USDA loans must meet local USDA approval guidelines as they vary by state. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply; contact Compass Mortgage for current rates or more information. Compass Mortgage, Inc. NMLS ID #21808 • MN –Lic #MN-MO-21808. Compass Mortgage, Inc. has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.