Senior Loan Officer

Detailed Information
State License
NMLS: 139562, Illinois: 031.0009273, Arizona: 0915085 (dba Compmort Mortgage, Inc.), California: CA-DBO139562 (dba Compass Mortgage Lending, Inc.), Colorado: 100025560 (dba Compass Mortgage Lending, Inc.), Florida: L03340 (dba Compass Mortgage Lending, Inc.), Indiana: 13257, Iowa: 25583, Michigan: 139562, Texas: 139562, Wisconsin: 139562, Georgia: 58319, Tennessee: 186260, Minnesota: 139562, South Carolina: MLO - 139562, North Carolina: I-202891, Virginia: MLO-62050VA, Ohio: MLO-OH.139562, Kentucky: MC805842
Showing 1 - 10 of 86


Spencer was outstanding. He is very knowledgeable in all aspects, response time is close to immediate and his drive to get things done is unmatched. Thank you Spencer for taking care of this for us, we appreciate you and your hard work. My family will be happy for years because of you!


Both Spencer Garrett and the staff of Compass Mortgage were an absolute pleasure to work with and were extremely exceptional. This is my 3rd home throughout the years financing with Compass Mortgage and I wouldn't use anyone else. They go above and beyond!

Rodney H.

Great work

Samuel P.

I am so grateful to Spencer and the team for getting my mortgage approved under less than I deal circumstances and under a very strict time constraint. My daughter and I now have our ideal home thanks to their help!


Spencer and his team were very responsive and helpful throughout our application and underwriting process. He gave us the information we were looking for and then some, and made us feel much more at ease about our ability to move forward with a mortgage. We're very glad we stuck with Comp […]


The Compass Mortgage are friendly and easy to communicate. We will recommend everyone to Compass Mortgage for buying a new home or refinancing.


Spencer and his team were amazing every step of the way. They kept in contact with us and explained everything in detail. They were patient and understanding with every question I had. Our entire process went smoothly. We are now in our dream home thanks to Spencer and his team!

Terri N.

This is the third mortgage obtained through Compass Mortgage and working with Spencer Garrett and his team. Each time has been greater than the other. I came to Spencer Garrett and Compass Mortgage when I was at a very low time is my life in regards trying to obtain a mortgage. I had been […]


Spencer was very helpful and insightful with any and every question i hand and made this process smooth.


We had a great experience with Compass Mortgage. Clear process and a great rate for our refinance!
Other Team Members
Nancy Pham
Loan Officer Assistant
Sean Shimmel
Origination Manager
NMLS: 185548,Illinois: 031.0001021
Mitchell Smith
Loan Officer Assistant
NMLS: 2057832, IL: 031.0065795
Bao Tran
Loan Officer

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