Welcome Message

Today’s mortgage lending environment is more difficult than ever. Working with a loan officer who understands the mortgage industry and can navigate the constant changing guidelines and demands is essential to successfully purchasing the home of your dreams, or refinancing your current loan to a lower interest rate.

John Pinkley and his team at Compass Mortgage take a consulting approach to your residential mortgage needs by carefully evaluating your specific scenario and searching many lenders to find the perfect fit for you.

John believes that a happy client is his most valuable asset and most effective advertising. Utilizing 3 key characteristics: Experience, Reliability, and Integrity, John’s goal is to consistently create a positive experience for his clients, which will forge long term relationships of respect, confidence, future business, and referrals from them. John has been originating loans since 1998.

Over the last 18 years, he worked as an independent Mortgage Banker, managing and operating his own mortgage branch, and as a Sr. Mortgage Loan consultant for a Community Bank. He understands the importance of professional financing for his clients, the realtors he works with, and his overall future success.

Now a VP Mortgage Banker with Compass Mortgage, John is able to continue to focus on the principles which have guided him in this challenging business. Compass Mortgage is a Mortgage Banker with operating licenses in IL, FL, AZ, CA, CO, GA, IN, IA, MI, TX, and WI.

John is available most waking hours, not adhering to traditional “banker’s hours”. Clients find that he nearly always answers the phone (rarely going to voicemail), and is genuinely concerned with their needs. He is always upfront and honest with his clients on their loan’s status.

Extensive research of each loan is done upfront, which allows John to assess the loan’s ability to close and any potential pitfalls prior to clients paying any application or appraisal fees. This is unlike many big banks’ strategy of taking applications and collecting fees without assessing the loan’s approvability.

In addition to impressive customer service, John has the following extensive line of Purchase and Refinance products available to his clients with Compass Mortgage:

  • Conventional and Jumbo Loans
  • FHA Loans
  • Rehab Loans
  • VA Loans
  • Portfolio Lending (offering “Common Sense Underwriting” of Owner Occupied, Jumbo, Investment, or Condo Loans which do not meet conventional or FHA guidelines)
  • Portfoilio Construction Loans
  • Portfoilio Lot Loans
Detailed Information
State License
NMLS# 173132 - Illinois: 031.0037202, Arizona 0942778 (dba Compass Mortgage Lending, Inc.), California: CA-DBO173132 (dba Compass Mortgage Lending, Inc.),, Florida: LO24134 (dba Compass Mortgage Lending, Inc.), Indiana: 26659, Michigan: 173132, Georgia: 42446, Tennessee 136635, North Carolina: I-204623, Texas: 173132, Wisconsin: 173132, Colorado: 100514494, Minnesota: MN-MLO-173132, South Carolina: MLO - 173132
5 stars
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He found the best rate possible
John works hard to make sure the process is smooth and easily understood. I've worked with him on several mortgages and refinances. Each time, he found the best rate possible and kept us posted every step of the way. He's the only person we'll call when it comes to financing our home. _William F.
I would highly recommend
I was recommended to John by my financial advisor. This was an answer to my prayers because no one has been able to do what he has done to refinance my mortgage and allow me to get out of credit card debt. He was able to accomplish what several other mortgage companies and financial insti […]
A very happy customer
John and his team were great. They worked hard to get me my loan, answered all questions and explained everything in detail. I was a very happy customer. _Elizabeth P.
Other Team Members
Dawn Austin
Business Development Assistant
Demetri Partalis
Origination Manager
NMLS# 843519 - Illinois: 031.0041644, Arizona: 0942783 (dba Compass Mortgage Lending, Inc.), California: CA-DBO843519 (dba Compass Mortgage Lending, Inc.),,Florida: LO33239 (dba Compass Mortgage Lending, Inc.), Georgia: 49095, Indiana: 29687, Michigan: 843519, Tennessee: 136634,,Texas: 843519, Wisconsin: 843519, Colorado: 100514545, Minnesota: MN-MLO-843519, South Carolina: MLO - 843519, North Carolina: I-204800
Lisa Pinkley
Loan Officer Assistant