Spencer Garrett

Spencer Garrett

Senior Loan Officer

Online Loan Application

Spencer Garrett

This is "Spencer Garrett" by Compass Mortgage Inc on Vimeo, the home for high quality videos and the people who love them.

About and Contact

A Member of the Spencer Garrett Team
Direct Line: 630.836.2514
Email Address: spencer@compmort.com
State License: NMLS# 139562 - Illinois: 031.0009273, Arizona: 0915085 (dba Compmort Mortgage, Inc.), California: CA-DBO139562 (dba Compass Mortgage Lending, Inc.), Colorado: 100025560 (dba Compass Mortgage Lending, Inc.), Florida: L03340 (dba Compass Mortgage Lending, Inc.), Indiana: 13257, Iowa: 25583, Michigan: 139562, Texas: 139562, Wisconsin: 139562, Georgia: 58319, Tennessee: 186260, Minnesota: 139562 Online Loan Application

Team Members

Spencer Garrett

Sean Shimmel

Origination Manager
Direct Phone: 630.836.2543
State License: NMLS# 185548 - Illinois: 031.0001021

Spencer Garrett

Lydia Garrett

Loan Officer Assistant
Email: lydiagarrett@compmort.com

Spencer Garrett

Mitchell Smith

Loan Officer Assistant
Direct Line: 630.445.6303
Email: mitchellsmith@compmort.com

What Clients Are Saying

Spencer has helped my family with several refi's in the past. My husband did most of the research. After he died a few year's ago, I felt I could fully trust Spencer to help me on my first time doing this alone. He is very kind and patient.

Diane F.

Compass Mortgage
2020-01-27T22:04:00-06:00

Diane F.

Spencer has helped my family with several refi's in the past. My husband did most of the research. After he died a few year's ago, I felt I could fully trust Spencer to help me on my first time doing this alone. He is very kind and patient.

Spencer has done an amazing job, with getting me a loan for the property that I wanted. I'm so pleased with the good experience from Compass Mortgage, that I'm currently referring people them now!

QUINCY W.

Compass Mortgage
2019-09-16T19:04:30-05:00

QUINCY W.

Spencer has done an amazing job, with getting me a loan for the property that I wanted. I'm so pleased with the good experience from Compass Mortgage, that I'm currently referring people them now!

Spencer and his team were terrific from beginning to end. We had a unique situation and they made the process very easy and all went smoothly with no issues. Thank you for making what could be a stressful process so easy! 

Nicholas L.

Compass Mortgage
2020-03-16T14:41:27-05:00

Nicholas L.

Spencer and his team were terrific from beginning to end. We had a unique situation and they made the process very easy and all went smoothly with no issues. Thank you for making what could be a stressful process so easy! 

Spencer is knowlegable and was a help in both my dealings with compass mortgage Co. Janah , Kristi and the others were very helpful also.

Francis C.

Compass Mortgage
2020-03-16T14:39:48-05:00

Francis C.

Spencer is knowlegable and was a help in both my dealings with compass mortgage Co. Janah , Kristi and the others were very helpful also.

The reputation and competence of our loan agent, Spencer Garrett, was key.

Harold M.

Compass Mortgage
2016-09-15T16:43:38-05:00

Harold M.

The reputation and competence of our loan agent, Spencer Garrett, was key.

Smooth easy and fast. Can't ask for more.

James P.

Compass Mortgage
2016-09-15T16:44:09-05:00

James P.

Smooth easy and fast. Can't ask for more.

The documents were easy to read. Communication was great.

David M.

Compass Mortgage
2016-09-15T16:44:39-05:00

David M.

The documents were easy to read. Communication was great.

This whole experience was great. We knew buying a home and getting approved could be tricky but we were extremely happy with you guys!

Andres C.

Compass Mortgage
2016-09-15T16:45:06-05:00

Andres C.

This whole experience was great. We knew buying a home and getting approved could be tricky but we were extremely happy with you guys!

Spencer has done an amazing job, with getting me a loan for the property that I wanted. I'm so pleased with the good experience from Compass Mortgage, that I'm currently referring people them now!

Quincy W.

Compass Mortgage
2019-09-24T14:01:36-05:00

Quincy W.

Spencer has done an amazing job, with getting me a loan for the property that I wanted. I'm so pleased with the good experience from Compass Mortgage, that I'm currently referring people them now!

We were refinancing to achieve a lower fixed rate and the whole process was very smooth and transparent. Great service throughout. Thank you Spencer!

Henry R.

Compass Mortgage
2019-09-24T14:05:06-05:00

Henry R.

We were refinancing to achieve a lower fixed rate and the whole process was very smooth and transparent. Great service throughout. Thank you Spencer!

Spencer Garrett, I believe, is very knowledgeable in the mortgage lending experience, especially with my VA loan. Thanks for explaining all of my questions in this regard.

Kenneth S.

Compass Mortgage
2019-09-24T16:05:41-05:00

Kenneth S.

Spencer Garrett, I believe, is very knowledgeable in the mortgage lending experience, especially with my VA loan. Thanks for explaining all of my questions in this regard.

Thank you to Spencer Garrett and his team for all you have done for our family! You are all amazing at what you do! If you are looking in to getting a loan We highly recommend working with Spencer Garrett and is staff at Compass Mortgage! We had a unique situation and they were very knowledgeable very responsive and very caring!

Our Pet Peeve & Codak

Compass Mortgage
2019-10-01T19:53:32-05:00

Our Pet Peeve & Codak

Thank you to Spencer Garrett and his team for all you have done for our family! You are all amazing at what you do! If you are looking in to getting a loan We highly recommend working with Spencer Garrett and is staff at Compass Mortgage! We had a unique situation and they were very knowledgeable very responsive and very caring!

Spencer has always been professional and determined to find and execute the best option for his clients. He is highly knowledgeable, quick to reply to any questions and optimistic. As a three-time customer, I always trust him and Compass Mortgage with my mortgage needs.

Heather N.

Compass Mortgage
2019-12-24T15:48:39-06:00

Heather N.

Spencer has always been professional and determined to find and execute the best option for his clients. He is highly knowledgeable, quick to reply to any questions and optimistic. As a three-time customer, I always trust him and Compass Mortgage with my mortgage needs.

Thank you my friend.. I can't wait to engage into another venture with you... Compass is the very best... Absolute best .. I really don't know what o would do without Spencer and the Compass Mortage Team !! Sweet.. baby Sweet !!

Donald M.

Compass Mortgage
2020-02-05T15:07:42-06:00

Donald M.

Thank you my friend.. I can't wait to engage into another venture with you... Compass is the very best... Absolute best .. I really don't know what o would do without Spencer and the Compass Mortage Team !! Sweet.. baby Sweet !!

Spencer was very determined to get us approved. We are so grateful for all of his time, attention, and help.

Dontaniel K.

Compass Mortgage
2019-10-18T21:38:38-05:00

Dontaniel K.

Spencer was very determined to get us approved. We are so grateful for all of his time, attention, and help.

Great job Spencer!

Kenneth S.

Compass Mortgage
2020-08-07T13:04:27-05:00

Kenneth S.

Great job Spencer!

Spencer Garrett and his team are excellent! They are professional and go over and beyond to explain the mortgage financing process. I know if I call and leave a message with any team member at Compass Mortgage I will receive a call back. My mind is always at ease will dealing Spencer Garrett and Compass Mortgage.

Laventa B.

Compass Mortgage
2020-08-07T13:17:54-05:00

Laventa B.

Spencer Garrett and his team are excellent! They are professional and go over and beyond to explain the mortgage financing process. I know if I call and leave a message with any team member at Compass Mortgage I will receive a call back. My mind is always at ease will dealing Spencer Garrett and Compass Mortgage.

Spencer-great job on getting our refinancing loan processed as expected with the promised results.

Patrick R.

Compass Mortgage
2020-06-15T17:40:01-05:00

Patrick R.

Spencer-great job on getting our refinancing loan processed as expected with the promised results.

Spencer was always on top of any question I had and would always figure out how to resolve an issue

Michelle P.

Compass Mortgage
2020-06-15T17:45:27-05:00

Michelle P.

Spencer was always on top of any question I had and would always figure out how to resolve an issue

Spencer is a consummate professional. After several discussions and re-works he was able to find a product that worked for my needs. Kudos to his tireless patience and knowledge about your products. Always an enjoyable experience.

Reginald T.

Compass Mortgage
2020-08-19T19:26:35-05:00

Reginald T.

Spencer is a consummate professional. After several discussions and re-works he was able to find a product that worked for my needs. Kudos to his tireless patience and knowledge about your products. Always an enjoyable experience.

Spencer himself is one of the most genuine, caring and understanding individual, whom is looking for the best interest of his clients and his company. Compass is lucky to have him and all clients working with Spencer are lucky to have their financial needs sorted out and answered during the very professional process lead by Spencer. Appreciate for all you do, thank you. Next time when the opportunity comes over, I know I'll call Spencer and no one else.

Salih Zeki B.

Compass Mortgage
2020-08-19T19:42:21-05:00

Salih Zeki B.

Spencer himself is one of the most genuine, caring and understanding individual, whom is looking for the best interest of his clients and his company. Compass is lucky to have him and all clients working with Spencer are lucky to have their financial needs sorted out and answered during the very professional process lead by Spencer. Appreciate for all you do, thank you. Next time when the opportunity comes over, I know I'll call Spencer and no one else.

Spencer is clearly an experienced loan officer. He knows the market very well and was able to coach us on improving our credit scores as well as DTI to give us the best rate possible. He answered my many questions, and made himself available whenever we needed. We couldn't have done it without him and we are (yet again) thankful to have found and used Spencer again for our 2nd home purchase with him.

John K.

Compass Mortgage
2020-09-17T16:04:02-05:00

John K.

Spencer is clearly an experienced loan officer. He knows the market very well and was able to coach us on improving our credit scores as well as DTI to give us the best rate possible. He answered my many questions, and made himself available whenever we needed. We couldn't have done it without him and we are (yet again) thankful to have found and used Spencer again for our 2nd home purchase with him.

I had a very pleasant experience throughout my cash out refinance. With the help of Katelyn Voong, she made the process very easy and transparent. Her communication was excellent and made sure I understood every step of the process. In the future, I will highly recommend her and Compass to friends and family for all their mortgage needs.

Christina S.

Compass Mortgage
2020-09-17T16:26:38-05:00

Christina S.

I had a very pleasant experience throughout my cash out refinance. With the help of Katelyn Voong, she made the process very easy and transparent. Her communication was excellent and made sure I understood every step of the process. In the future, I will highly recommend her and Compass to friends and family for all their mortgage needs.

Spencer is great and I enjoyed working with him both times.

Amy R.

Compass Mortgage
2020-09-17T16:27:49-05:00

Amy R.

Spencer is great and I enjoyed working with him both times.

Spencer and his team were a huge help through the mortgage process. I would absolutely recommend them!

Dee Jackson

Compass Mortgage
2020-10-12T14:30:38-05:00

Dee Jackson

Spencer and his team were a huge help through the mortgage process. I would absolutely recommend them!

Everything went very smoothly and I felt personally attended to...not just a "number."

Victor P.

Compass Mortgage
2020-06-01T17:01:25-05:00

Victor P.

Everything went very smoothly and I felt personally attended to...not just a "number."

Spencer is awesome. I have used him several times and he is the go to guy, he is fair, honest and above reproach.

David W

Compass Mortgage
2020-06-01T16:34:21-05:00

David W

Spencer is awesome. I have used him several times and he is the go to guy, he is fair, honest and above reproach.

Couldn't have asked for a better overall experience. The attentiveness to detail and communication was better than I was hoping for. Spencer was there every step of the way and walked us through every part of the loan with great care, he helped make a big part of our dream come true. Very pleased with the experience. Communication was outstanding, I was very pleased. 10/10 overall!

Elijah W

Compass Mortgage
2020-06-01T16:39:13-05:00

Elijah W

Couldn't have asked for a better overall experience. The attentiveness to detail and communication was better than I was hoping for. Spencer was there every step of the way and walked us through every part of the loan with great care, he helped make a big part of our dream come true. Very pleased with the experience. Communication was outstanding, I was very pleased. 10/10 overall!

Everything was great , thank you.

Sidney T.

Compass Mortgage
2020-05-19T10:00:22-05:00

Sidney T.

Everything was great , thank you.

Spencer and team were amazing. They worked hard for us and kept us updated every step of the way. Can't express enough how appreciative we are for all the work they did in helping us get into our new home!

Peter H.

Compass Mortgage
2020-05-06T12:14:28-05:00

Peter H.

Spencer and team were amazing. They worked hard for us and kept us updated every step of the way. Can't express enough how appreciative we are for all the work they did in helping us get into our new home!

Thanks Kaitlyn from Spencer Garrett team. She helped me all the time for refinance

Paul H.

Compass Mortgage
2020-06-15T17:21:30-05:00

Paul H.

Thanks Kaitlyn from Spencer Garrett team. She helped me all the time for refinance

This is the third mortgage obtained through Compass Mortgage and working with Spencer Garrett and his team. Each time has been greater than the other. I came to Spencer Garrett and Compass Mortgage when I was at a very low time in my life in regards trying to obtain a mortgage. I had been turned down by several banks because of a previous bad experience with another Condo Association. The Association was shut down by the court system due to mishandling of Association funds and inability to meet the demands of the city of Chicago. The building was ordered to sell and convert to rentals. I lost my condo of 18 years and the mortgage company at that time reported me as a short sell. I was referred to Compass by my real estate broker, Sean and Spencer spoke with me instructed what I needed to do and then come back and they would work with me. Upon speaking with the both my encouragement level went through the rough. They me feel there is still life after a bad fall. I was contacted even before the time frame had expired to see how things were going and Compass was ready to proceed with the loan application. Went ahead with the application, Sean, Spencer, Janah and others walked me through the process with so much compassion and understanding of what I had previously experienced. I really felt at ease going through the process all the way to close. They were so good until the following year I refinanced and again this year. So happy to say on Oct. 9th, 2020 closed the deal with an incredibly low interest rate. Thanks to Spencer Garrett and his Wonderful team. I am really HAPPY.

Terri N.

Compass Mortgage
2020-10-14T11:54:35-05:00

Terri N.

This is the third mortgage obtained through Compass Mortgage and working with Spencer Garrett and his team. Each time has been greater than the other. I came to Spencer Garrett and Compass Mortgage when I was at a very low time in my life in regards trying to obtain a mortgage. I had been turned down by several banks because of a previous bad experience with another Condo Association. The Association was shut down by the court system due to mishandling of Association funds and inability to meet the demands of the city of Chicago. The building was ordered to sell and convert to rentals. I lost my condo of 18 years and the mortgage company at that time reported me as a short sell. I was referred to Compass by my real estate broker, Sean and Spencer spoke with me instructed what I needed to do and then come back and they would work with me. Upon speaking with the both my encouragement level went through the rough. They me feel there is still life after a bad fall. I was contacted even before the time frame had expired to see how things were going and Compass was ready to proceed with the loan application. Went ahead with the application, Sean, Spencer, Janah and others walked me through the process with so much compassion and understanding of what I had previously experienced. I really felt at ease going through the process all the way to close. They were so good until the following year I refinanced and again this year. So happy to say on Oct. 9th, 2020 closed the deal with an incredibly low interest rate. Thanks to Spencer Garrett and his Wonderful team. I am really HAPPY.

Very professional and skillful. Works for the client and provide the best available means to satisfy the client's needs and situation. Patient and responsive to client's concerns at anytime during the process. Thank you.

Ahmed T.

Compass Mortgage
2020-09-21T15:57:05-05:00

Ahmed T.

Very professional and skillful. Works for the client and provide the best available means to satisfy the client's needs and situation. Patient and responsive to client's concerns at anytime during the process. Thank you.

Currently, We are working with Compass mortgage to purchase our new home. My husband and I have been working with Spencer and Shawn. They have been phenomenal during this process. Anytime there was a question that I had, Spencer and Shawn have always been happy to help. They return phone calls and emails in a timely manner. I never had to wait days and days to hear from them. This is an awesome company, and I would highly recommend them!

Shavon J.

Compass Mortgage
2019-12-02T22:41:37-06:00

Shavon J.

Currently, We are working with Compass mortgage to purchase our new home. My husband and I have been working with Spencer and Shawn. They have been phenomenal during this process. Anytime there was a question that I had, Spencer and Shawn have always been happy to help. They return phone calls and emails in a timely manner. I never had to wait days and days to hear from them. This is an awesome company, and I would highly recommend them!

Spencer was outstanding. He is very knowledgeable in all aspects, response time is close to immediate and his drive to get things done is unmatched. Thank you Spencer for taking care of this for us, we appreciate you and your hard work. My family will be happy for years because of you! I had a wonderful experience with the team at Compass and would highly recommend them to anyone. The service was on another's level, the response time was excellent and the knowledge of the process was incredible. Thank you Spencer and team for making our dream a reality.

Daniel V.

Compass Mortgage
2019-12-10T23:34:51-06:00

Daniel V.

Spencer was outstanding. He is very knowledgeable in all aspects, response time is close to immediate and his drive to get things done is unmatched. Thank you Spencer for taking care of this for us, we appreciate you and your hard work. My family will be happy for years because of you! I had a wonderful experience with the team at Compass and would highly recommend them to anyone. The service was on another's level, the response time was excellent and the knowledge of the process was incredible. Thank you Spencer and team for making our dream a reality.

Spencer was very good got me a loan when I was having problems with a different lender 

Steven R.

Compass Mortgage
2020-03-10T14:09:49-05:00

Steven R.

Spencer was very good got me a loan when I was having problems with a different lender 

This was a wonderful experience for me the team seemed excited for me genuinely we had laughs and they got the job done thank you compass mortgage spencer and jannah

Shanella A.

Compass Mortgage
2020-05-11T16:03:19-05:00

Shanella A.

This was a wonderful experience for me the team seemed excited for me genuinely we had laughs and they got the job done thank you compass mortgage spencer and jannah

Always a great experience to work with Spencer and team! Thanks all!

Gregory W.

Compass Mortgage
2020-04-21T19:50:08-05:00

Gregory W.

Always a great experience to work with Spencer and team! Thanks all!
0
0
Compass Mortgage